By Sarah Mitchell | Last Updated: 5 April 2026 | Budgeting and Money Tips Quick Answer Use our free savings interest calculator to work out exactly how much interest you will earn and what tax you owe in 2026/27. Most basic-rate taxpayers can earn up to 1,000 in savings interest completely tax-free through the Personal…
By Sarah Mitchell | Last Updated: 5 April 2026 | Credit Cards Quick Answer Balance transfer credit cards UK allow you to move existing credit card debt to a new card with a 0% promotional rate, typically lasting 18-36 months. The best balance transfer deals April 2026 can help you save hundreds or even thousands…
By Sarah Mitchell | Last Updated: 4 April 2026 | Budgeting and Money Tips Quick Answer Major UK broadband providers are raising prices by 3.9% to 8.8% from April 2026. You can avoid these increases by switching providers, negotiating better deals, or exercising your right to cancel mid-contract without penalty fees. Table of Contents Which…
By Sarah Mitchell | Last Updated: 31 March 2026 | Budgeting and Money Tips Quick Answer Key tax changes April 2026 include frozen personal allowances, higher dividend tax rates, scrapped working from home relief, mandatory Making Tax Digital for more businesses, and reduced capital gains allowances. Table of Contents Personal Allowance and Tax Bands Remain…
By Sarah Mitchell | Last Updated: 4 April 2026 | Mortgages and Remortgaging Quick Answer Homeowners facing mortgage payment shock 2026 can expect monthly payments to rise by £400-800 as fixed rates end, but early preparation through remortgaging, extending terms, or switching to interest-only can significantly reduce the financial impact. Government support schemes and lender…
How to buy missing National Insurance years to boost your state pension, what it costs, and whether the investment is worth it before the deadline.
By Sarah Mitchell | Last Updated: 3 April 2026 | Budgeting and Money Tips Quick Answer Water bills in the UK are rising by up to 12% from April 2026, adding £20-£50 annually to average household costs due to infrastructure investment and regulatory changes. Table of Contents Why Your Water Bill Is Rising in 2026…
By Sarah Mitchell | Last Updated: 3 April 2026 | ISAs, Investing for Beginners, Savings Accounts Quick Answer The ISA allowance 2026/27 remains at £20,000, but from April 2027, it will drop to £8,000 for most savers, making this year crucial for maximising your tax-free savings. Understanding the new rules and acting before April 2027…
By Sarah Mitchell | Last Updated: 2 April 2026 | Budgeting and Money Tips Quick Answer Council tax rises averaging 4.8%, water bills up 12%, broadband increases of £3-6 monthly, and TV licence rising to £174.50 are hitting UK households from April 2026, costing families an extra £180-320 annually. Table of Contents Council Tax Increases:…
When you can claim your state pension, how the rise to 67 works, and what the government review could mean for your retirement plans.
