Making Tax Digital 2026: Who Must Sign Up, What It Costs and How to Get Ready
Making Tax Digital is mandatory from April 2026 for the self-employed. Learn who must sign up, what it costs and how to prepare in our UK guide.
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Credit Builder Cards UK: How They Work, Who Should Get One and How to Use Them
Real-Life Example Priya moved to the UK from India in 2025 with no UK credit history. She applied for a credit builder card with a 200 limit and used it only for her weekly grocery shop of around 30. She set up a direct debit to pay the full balance automatically. After four months, her…
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Tax on Savings Interest UK: How Much You Can Earn Tax-Free in 2026
By Sarah Mitchell | Last Updated: 7 April 2026 | Budgeting and Money Tips Quick Answer Most UK savers can earn £1,000 tax-free on savings interest in 2026-27 through the Personal Savings Allowance. Higher-rate taxpayers get £500, whilst additional-rate taxpayers pay tax on all savings interest. Table of Contents How Much Savings Interest You Can…
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Working From Home Tax Allowance Scrapped 2026: What It Means and What You Can Still Claim
By Sarah Mitchell | Last Updated: 3 April 2026 | Budgeting and Money Tips Quick Answer The £125 annual working from home allowance ends on 5 April 2026. You can still claim actual home office expenses through the more complex but potentially higher-value itemised route. Table of Contents Why the Working From Home Allowance Was…
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Universal Credit April 2026: New Rates, the 6.1% Rise and What Changes for You
By Sarah Mitchell | Last Updated: 7 April 2026 | Benefits and Tax Credits Quick Answer Universal Credit rates rise by 6.1% from April 2026, with the standard allowance increasing to £368.01 monthly for single adults and £577.73 for couples. The increase applies to all Universal Credit elements. Table of Contents New Universal Credit Rates…
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Conveyancing Fees Explained: Full Cost Breakdown for Buying and Selling in 2026
By Sarah Mitchell | Last Updated: 7 April 2026 | Mortgages and Property Quick Answer Conveyancing fees typically cost 1,500 to 3,000 when buying a property and 500 to 1,000 when selling in 2026. This includes solicitor fees, Land Registry charges, searches and disbursements. Fixed-fee quotes are the most common pricing model. Table of Contents…
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National Minimum Wage April 2026: New Rates and How to Check Your Pay
By Sarah Mitchell | Last Updated: 6 April 2026 | Budgeting and Money Tips Quick Answer The minimum wage 2026 UK new rates from 6 April 2026 are: £12.71 per hour for adults (21+), £12.71 for 18-20 year olds, £10.85 for under 18s, and £7.55 for apprentices. Table of Contents April 2026 Minimum Wage Rates:…
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Dividend Tax Increase 2026: New Rates, Who Pays More and How to Reduce Your Bill
By Sarah Mitchell | Last Updated: 2 April 2026 | Investing for Beginners Quick Answer The dividend tax increase 2026 UK new rates add 1.25 percentage points across all bands: basic rate rises from 8.75% to 10%, higher rate from 33.75% to 35%, and additional rate from 39.35% to 40.6%. Table of Contents What Are…
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Stamp Duty for First Time Buyers 2026: Calculator, Rates and How to Save
By Sarah Mitchell | Last Updated: 5 April 2026 | Mortgages and Property Quick Answer Most first-time buyers pay no stamp duty at all. In England and Northern Ireland, you pay 0% on the first £300,000 of the purchase price and 5% on the portion from £300,001 to £500,000. Table of Contents Stamp Duty Calculator…
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Capital Gains Tax Changes 2026: New Rates, Lower Allowance and How to Pay Less
By Sarah Mitchell | Last Updated: 5 April 2026 | Investing for Beginners Quick Answer Capital gains tax rates remain 10%/20% for 2026/27 but the annual allowance drops to £2,500. Higher earners face potential 24% rates on gains above £50,000. Table of Contents What Are The New Capital Gains Tax Rates for 2026/27? Annual Allowance…
