Terms of Service

Last updated: 3 April 2026

These terms and conditions govern your use of the MoneyWise UK website (moneywiseuk.co.uk). By accessing this website, you agree to these terms in full.

1. About MoneyWise UK

MoneyWise UK is a personal finance information website. We provide general guidance and educational content about UK financial topics including savings, pensions, mortgages, tax, benefits and budgeting. Our content is not regulated financial advice.

2. Not Financial Advice

The information on this website is for general informational purposes only. It does not constitute financial, tax, legal or investment advice. You should always seek independent professional advice before making financial decisions. We are not authorised or regulated by the Financial Conduct Authority (FCA).

3. Accuracy of Information

We make every effort to ensure the information on MoneyWise UK is accurate and up to date, referencing official sources including HMRC, GOV.UK, the FCA and Ofgem. However, financial rules, rates and thresholds change frequently. We cannot guarantee that all information is current at the time you read it. Always verify figures with official sources before acting.

4. Affiliate Links and Advertising

Some pages on this website may contain affiliate links. If you click through and make a purchase or sign up for a product, we may receive a small commission at no extra cost to you. This does not affect our editorial independence or the advice we provide. Affiliate relationships are clearly disclosed on relevant pages.

5. Copyright and Intellectual Property

All content on MoneyWise UK, including text, images, graphics and logos, is owned by or licensed to MoneyWise UK and is protected by UK copyright law. You may not reproduce, distribute or republish any content without our written permission.

6. User Conduct

When using this website, you agree not to:

  • Use the site for any unlawful purpose
  • Attempt to gain unauthorised access to any part of the site
  • Introduce viruses, malware or other harmful material
  • Scrape or copy content without permission

7. Limitation of Liability

MoneyWise UK is not liable for any loss or damage arising from your use of this website or reliance on its content. This includes but is not limited to financial losses, missed opportunities or decisions made based on our content.

8. External Links

This website may contain links to external sites. We are not responsible for the content, accuracy or practices of any third-party websites.

9. Changes to These Terms

We may update these terms from time to time. Changes will be posted on this page with an updated revision date. Continued use of the website after changes constitutes acceptance of the new terms.

10. Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact

If you have any questions about these terms, please contact us.