Statute Barred Debt UK: When Your Old Debts Are Legally Unenforceable (2026)
Statute barred debt UK refers to old debts that creditors can no longer legally pursue through court action, typically after 6 years of no contact or payment
-
-
How Long Does a CCJ Last? Your Complete UK Guide for 2026
A CCJ lasts for 6 years on your credit file from the date of judgment. However, satisfied CCJs may be viewed more favourably by lenders after
-
Debt Snowball Calculator UK: See Your Debt-Free Date in Minutes (2026)
A debt snowball calculator shows exactly when you’ll be debt-free by listing debts from smallest to largest balance, whilst paying minimums on all except the
-
Making Tax Digital 2026: Who Must Sign Up, What It Costs and How to Get Ready
Making Tax Digital is mandatory from April 2026 for the self-employed. Learn who must sign up, what it costs and how to prepare in our UK guide.
-
Credit Builder Cards UK: How They Work, Who Should Get One and How to Use Them
Example scenario A person with a thin or damaged credit file should check their credit report, use soft-search eligibility tools where available, keep borrowing low, and set up repayments they can afford. Score changes are not guaranteed and depend on the whole credit file. Last updated: 9 May 2026 | Reviewed against official UK guidance…
-
Tax on Savings Interest UK: How Much You Can Earn Tax-Free in 2026
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Budgeting and Money Tips Quick Answer GOV.UK says the Personal Savings Allowance is up to £1,000 for basic-rate taxpayers, £500 for higher-rate taxpayers and £0 for additional-rate taxpayers. Some people may also qualify for the starting rate for savings of up…
-
Working From Home Tax Allowance Scrapped 2026: What It Means and What You Can Still Claim
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Budgeting and Money Tips Quick Answer For 6 April 2026 to 5 April 2027, GOV.UK says employees cannot claim tax relief for working from home. You may still be able to check the previous four tax years if you were eligible…
-
Universal Credit April 2026: New Rates, the 6.1% Rise and What Changes for You
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Benefits and Tax Credits Quick Answer DWP’s 2026/27 rates list Universal Credit standard allowances as £338.58 for single under 25, £424.90 for single 25 or over, £528.34 for joint claimants both under 25 and £666.97 where one or both are 25…
-
Conveyancing Fees Explained: Full Cost Breakdown for Buying and Selling in 2026
Last updated: 27 April 2026 | Reviewed against official UK guidance where available | Mortgages and Property Quick Answer Residential conveyancing fees in the UK typically cost £1,500 to £3,000 when buying and £500 to £1,000 when selling in 2026, excluding Stamp Duty. The total usually combines solicitor or licensed conveyancer fees, property searches, HM…
-
National Minimum Wage April 2026: New Rates and How to Check Your Pay
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Budgeting and Money Tips Quick Answer GOV.UK/Low Pay Commission lists the National Minimum Wage rates from 1 April 2026 as £12.71 for age 21+, £10.85 for age 18-20, £8.00 for age 16-17, £8.00 for apprentices and £11.10 accommodation offset. Table of…
