Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Budgeting and Money Tips Quick Answer For 6 April 2026 to 5 April 2027, GOV.UK says employees cannot claim tax relief for working from home. You may still be able to check the previous four tax years if you were eligible…
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Benefits and Tax Credits Quick Answer DWP’s 2026/27 rates list Universal Credit standard allowances as £338.58 for single under 25, £424.90 for single 25 or over, £528.34 for joint claimants both under 25 and £666.97 where one or both are 25…
Last updated: 27 April 2026 | Reviewed against official UK guidance where available | Mortgages and Property Quick Answer Residential conveyancing fees in the UK typically cost £1,500 to £3,000 when buying and £500 to £1,000 when selling in 2026, excluding Stamp Duty. The total usually combines solicitor or licensed conveyancer fees, property searches, HM…
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Budgeting and Money Tips Quick Answer GOV.UK/Low Pay Commission lists the National Minimum Wage rates from 1 April 2026 as £12.71 for age 21+, £10.85 for age 18-20, £8.00 for age 16-17, £8.00 for apprentices and £11.10 accommodation offset. Table of…
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Investing for Beginners Quick Answer GOV.UK lists the dividend allowance as £500 for 2026/27. For dividends above the allowance, GOV.UK currently lists 2026/27 rates of 10.75% for basic-rate taxpayers, 35.75% for higher-rate taxpayers and 39.35% for additional-rate taxpayers. Table of Contents…
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Mortgages and Property Quick Answer In England and Northern Ireland, GOV.UK says eligible first-time buyers pay no SDLT up to £300,000 and 5% on the portion from £300,001 to £500,000, provided the property price is £500,000 or less. Scotland and Wales…
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Investing for Beginners Quick Answer GOV.UK lists the 2026/27 Capital Gains Tax annual exempt amount as £3,000 for individuals. For gains made from 6 April 2026, many gains are charged at 18% for basic-rate taxpayers and 24% for higher/additional-rate taxpayers, with…
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Budgeting and Money Tips Quick Answer Use the calculator as an estimate based on the balance, rate, tax band and time period you enter. GOV.UK says the Personal Savings Allowance is up to £1,000 for basic-rate taxpayers, £500 for higher-rate taxpayers…
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Credit Cards Quick Answer A balance transfer can reduce interest if you qualify for a low or 0% introductory rate and the transfer fee is less than the interest you save. Check eligibility with a soft search where possible, avoid new…
Last updated: 9 May 2026 | Reviewed against official UK guidance where available | Budgeting and Money Tips Quick Answer Ofcom says new and renewed telecoms contracts from 17 January 2025 cannot use inflation-linked or percentage-based in-contract price-rise terms. Any planned rise must be shown clearly in pounds and pence before you sign. Older contracts…
