Affiliate Disclaimer
In short: Some of the links on MoneyWise UK are affiliate
links. If you click on one of these links and go on to take out a product, we
may receive a commission from the provider at no extra cost to you. This helps
fund the site and allows us to continue producing free, independent content.
How Affiliate Links Work
An affiliate link is a special tracking link. When you click one of these links on
our site and subsequently open an account, take out a policy, or complete a purchase
with the provider, we may earn a referral fee or commission. Importantly:
- You never pay more by using our affiliate links. The price
you pay is exactly the same as if you had gone directly to the provider. - We clearly label affiliate links and sponsored content throughout the site.
- Affiliate relationships do not influence our editorial
content, product ratings or the order in which products appear in our
comparison tables.
How We Choose the Products We Recommend
Our editorial team researches a wide range of financial products from across the
UK market. When deciding which products to feature, we consider factors such as:
- Interest rates, fees and charges
- Eligibility criteria and accessibility
- Customer service reputation
- FCA authorisation status of the provider
- Overall value for the consumer
We frequently feature products from providers with whom we do not have an
affiliate relationship, because our primary obligation is to our readers. If a
product is genuinely the best option, we will recommend it regardless of whether
we earn a commission.
Our Content Is Not Regulated Financial Advice
MoneyWise UK provides general information about personal finance products and
topics. We are not authorised or regulated by the Financial Conduct
Authority (FCA) and our content does not constitute regulated financial
advice.
The information on this site is intended to help you understand your options, but
it should not be relied upon as a substitute for professional advice tailored to
your individual circumstances. Before making any significant financial decision,
we recommend that you:
- Consider your own financial situation, needs and objectives.
- Read the full terms and conditions of any product before applying.
- Seek independent advice from a qualified, FCA-regulated financial adviser
if you are unsure about the suitability of a product.
Regulatory Note
Where we link to financial products, the providers themselves are typically
authorised and regulated by the Financial Conduct Authority. We encourage you to
verify a provider’s regulatory status on the
FCA Register
before applying for any product.
Questions?
If you have any questions about our affiliate relationships or how we fund the
site, please don’t hesitate to get in
touch. We believe in full transparency and are happy to explain how any
specific recommendation was made.